Targeting big bank mergers specifically, regulators in the United States have proposed new limits on M&A events. This comes after the failures of banks like Silicon Valley and others in recent years.
The Federal Deposit Insurance Corporation (FDIC) is heading the campaign for these new rules, aiming to restrict the scope of cooperative deals with banks with $50 billion in assets. Additionally, mergers and acquisitions exceeding $100 billion will be subject to these changes from the FDIC if implemented. This lowers the threshold for stricter regulation by $150 billion, down from the current $250 billion.
If the new limits are enacted, this will be the first time since the 2008 financial crisis that the FDIC will be making changes to the M&A business.
